I feel like this recent push for the President to somehow “honor” his promise that people may keep their current health care plan is indicative of the general misunderstanding of how the Affordable Care Act actually works. President Obama originally made that statement more to say that there is still a free market for health care than that health insurance providers will be required to preserve your plan. I’m sure he never thought he would need to someday amend the tacit errata of, “…if your health care provider chooses to continue your class of health care plan.”
Of course wide-reaching health care reform will change the way health insurance providers need to do business. Why would you assume your current plan makes any fiscal sense under such extensive changes? Free-market insurance companies adjusting the way they do business to accommodate this new topography is no reason to blame President Obama for not following through with a promise that obviously had nothing to do with this inevitability.
The truth is that forcing insurance companies to grandfather in your plan will either put them out of business, or (more likely) yield increased health care costs all around. This complaint is just one more example of reactionary media faulting the childbirth of a new system for its preceding birth travail. Let’s all think a little more deeply than superficial soundbites groomed to pique our nation’s seemingly endless appetite for controversy.
Caveat: Despite the fact that I chose to use the birth of a child as an analogy for Obamacare, this statement does not imply support or rejection of the Affordable Care Act. Its sole purpose is to point out the shortsightedness of recent rabble rousing. Also, all of this is coming from someone who does not presently have health insurance and so has no vested interest in the preservation of antiquated plans. Good day.